山寨大湾区App骗局调查：盯上老人，承诺投7万得60万元

Core Viewpoint - The article highlights a fraudulent investment scheme disguised as a legitimate opportunity, promising high returns and subsidies, which has led to significant financial losses for many victims [1][2]. Group 1: Fraudulent Investment Scheme - The scheme involves fake apps like "粤港澳大湾区App" and "共建大湾区App" that falsely claim to offer investment opportunities with weekly returns exceeding 10% [1][5]. - Victims are lured by promises of substantial subsidies, such as a claim that a 7,000 yuan investment could yield over 600,000 yuan in subsidies [2][6]. - The platform has been identified as a potential Ponzi scheme, with legal experts suggesting it involves fraudulent activities [1][27]. Group 2: Victim Experiences - Victims, often older individuals, were introduced to the scheme through friends or family, leading to significant investments based on trust [13][16]. - Initial small investments yielded returns, which encouraged victims to invest larger sums, ultimately leading to losses when promised returns were delayed or not paid [6][9]. - The platform's operators continuously introduced new investment products, maintaining a facade of legitimacy while delaying payouts [7][9]. Group 3: Official Warnings and Legal Implications - The Ministry of Finance and other official bodies have issued warnings about the fraudulent nature of these apps, clarifying that they are not authorized or affiliated with the government [19][24]. - Legal analysis indicates that the operators could face severe penalties, including charges of fraud and organized crime, due to the nature of their operations [27][27]. - Authorities have noted that the apps are not available on official app stores, further indicating their illegitimacy [23][24].