Xi Niu Cai Jing·2025-12-04 03:28Core Viewpoint - China Merchants Bank Credit Card Center announced the discontinuation of certain credit card applications starting January 13, 2026, to optimize its product system and enhance service quality. Existing cards will remain valid and users will retain their benefits [2]. Group 1: Card Discontinuation - The announcement specifies that the discontinuation only affects new applications, while existing cards can continue to be used within their validity period [2]. - A total of 26 specific credit card types are listed for discontinuation, including various co-branded cards and campus versions [3]. Group 2: User Rights and Transition - Existing users will have their rights preserved through card replacement and points retention, ensuring a smooth transition [2]. - For users whose discontinued cards expire on or after February 1, 2026, or who need to replace lost or damaged cards, alternative cards will be issued based on their cardholding status [3]. - Campus credit card users who complete graduation upgrade reviews will be transitioned to a standard UnionPay credit card, while those who do not complete the upgrade will receive a UnionPay bilibili co-branded card [3].