“羊毛党”手法翻新，教程再度传播网络，起底运费险赔款背后非法产业链

Core Viewpoint - The article discusses the fraudulent practices surrounding freight insurance in e-commerce, where individuals exploit the system to gain illegal profits through deceptive return processes [1][2]. Group 1: Fraudulent Practices - Freight insurance is intended to facilitate returns for consumers, but it has been exploited by individuals who purchase high-value freight insurance to claim excessive compensation [1][2]. - Tutorials promoting "earning" from freight insurance by returning items at a lower cost have been circulating on social media, encouraging users to take advantage of the system [1][2]. - A specific case involved a suspect who registered as both a seller and buyer, repeatedly returning items to claim insurance, resulting in over 200,000 yuan in illegal profits [3]. Group 2: Legal Risks and Implications - Legal experts indicate that while minor claims based on actual returns may carry slight civil risks, deliberately creating false orders for insurance claims constitutes illegal activity [2][4]. - The fraudulent activities have evolved into organized crime, with groups using multiple platforms and accounts to execute their schemes, complicating detection and enforcement [3][4]. - Courts have noted that these crimes often involve creating fake online stores and using counterfeit shipping information to maximize insurance payouts [4][5]. Group 3: Industry Response and Challenges - E-commerce platforms have begun implementing measures to combat these fraudulent practices, such as direct compensation to courier companies instead of individuals [4][5]. - Despite these efforts, the methods employed by fraudsters continue to adapt, making it challenging for platforms to effectively identify and prevent such activities [5]. - Legal recommendations include enhancing awareness of the legal risks associated with freight insurance claims and optimizing the claims process to deter fraudulent behavior [5].