香港保监局：大埔火灾已寻涉事保单8700张

Core Insights - A severe fire occurred at Hong Kong's Tai Po Wang Fuk Court on November 26, resulting in significant casualties and property damage, with 159 confirmed fatalities as of December 3 [2] - The Hong Kong Insurance Authority has activated an emergency response mechanism and established a dedicated team to coordinate with insurance companies to assist victims and affected families [2] - The incident has involved approximately 8,700 insurance policies, including 1,100 property insurance policies and 7,600 life insurance policies, covering multiple risks [3] Insurance Industry Response - The Hong Kong Insurance Authority emphasized the role of insurance as a stabilizing force in society, stating that insurers have taken immediate action to support affected individuals by streamlining claims processes and providing additional assistance beyond policy coverage [2] - The Authority noted that the involvement of the engineering consultancy firm in the incident may complicate liability determinations in future claims, but they are committed to facilitating resolution among all insurance companies [2] - Regarding future insurance pricing, the Authority indicated that while premium increases cannot be ruled out, they believe that the financial burden of this single event will not be solely borne by the Hong Kong insurance market, as most local insurers have reinsurance support [3]