坚定信心 迎难而上 共同推动县域金融高质量发展

Core Viewpoint - County-level finance plays a crucial role in promoting rural revitalization and is essential for the development of the county economy, which is closely linked to the support provided by county-level financial institutions [1][2]. Group 1: Role of County-Level Finance in Agricultural Modernization - County-level finance has shown significant achievements in promoting county development, with financial resources increasingly directed towards rural areas, enhancing service networks, and expanding credit scale [3]. - Financial products and services have been innovated to meet diverse financial needs in rural markets, effectively alleviating issues related to financing difficulties [3]. - The application of financial technology, such as mobile payments and online banking, has rapidly increased in rural areas, improving the convenience and efficiency of financial services [3]. Group 2: Challenges Facing County-Level Finance - County-level finance faces numerous challenges, including external economic pressures and a lack of depth and breadth in service to the county economy [5]. - Some financial institutions do not adequately prioritize county markets, and there is a notable shortage of qualified financial professionals willing to work in rural areas [5]. Group 3: Future Development of County-Level Finance - High-quality development of county-level finance requires collaboration among government departments, financial institutions, and market entities [6]. - Government support is essential, including policy optimization, financial institution support, and the establishment of a robust credit system [7]. - Financial institutions should enhance innovation, develop targeted financial products, and leverage modern technologies to improve service efficiency [7]. Group 4: Empowering County Economy and Financial Development through Fintech - Digital government construction can significantly promote resident consumption, especially in stable social systems and higher economic development levels [8]. - Financial technology can help integrate data from various sectors, optimize risk assessment, and enhance the coverage of financial services in rural areas [9][10]. - Strengthening digital infrastructure in rural areas is crucial for improving the efficiency of financial services and facilitating data sharing among institutions [10]. Group 5: New Tasks and Requirements for Financial Services in Rural Revitalization - The transformation of rural revitalization methods necessitates a tailored financial service system for each county, focusing on collaborative financing solutions [15][16]. - Financial institutions are encouraged to shift from being mere fund providers to becoming industry partners, offering comprehensive advisory services [15]. - There is a need for innovative financial products that cater to the specific demands of rural development, including loans for elderly care, childcare, green projects, and consumer loans [16].