Retirees Confront Major 2026 Tax Bracket Changes—What It Means for Retirement Planning

Key Takeaways The IRS released the 2026 federal income tax brackets, which apply to tax returns filed in 2027. Understanding your tax bracket can help you make smarter moves, such as when to do a Roth conversion and what your retirement withdrawal strategy should be. Experts suggest performing Roth conversions in lower-income years, which can reduce tax burdens for both you and your heirs. The Internal Revenue Service (IRS) just released the federal income tax brackets for tax year 2026 and everyon ...