Xin Hua Cai Jing·2025-12-05 03:01Group 1 - The core viewpoint of the article highlights that CITIC Bank has significantly increased its small and micro enterprise loan balance, reaching 1.75 trillion yuan by the end of October, with an increase of over 84 billion yuan since the beginning of the year [1] - The inclusive small and micro enterprise loan balance exceeds 630 billion yuan, serving 310,000 clients [1] - CITIC Bank has implemented a systematic approach to support small and micro enterprises through a "Five Special, Five Strengthen" work model, enhancing the financing process for these businesses [1] Group 2 - The bank has developed the "CITIC Easy Loan" digital product system to address the financing characteristics of small and micro enterprises, which include short-term, small amounts, frequent needs, and urgency [1] - CITIC Bank has strengthened its inclusive small micro credit approval system and expanded the scope of due diligence exemptions, promoting services like non-repayment renewal loans to ensure businesses can continue financing [1] - The bank has launched the "Xiao Tian Yuan" enterprise financial management platform and collaborates with its affiliates in securities, trusts, insurance, and funds to create a comprehensive financial service ecosystem for enterprises [1]