国家金融监督管理总局调整保险公司相关业务风险因子

Group 1 - The National Financial Regulatory Administration has adjusted the risk factors for insurance companies' related business, indicating a regulatory shift aimed at managing investment risks more effectively [1] - The risk factor for stocks held by insurance companies for over three years in the CSI 300 Index and the China Securities Dividend Low Volatility 100 Index has been reduced from 0.3 to 0.27, based on a weighted average holding period over the past six years [1] - The risk factor for ordinary shares listed on the Sci-Tech Innovation Board held for over two years has been lowered from 0.4 to 0.36, determined by a weighted average holding period over the past four years [1] - The premium risk factor for export credit insurance and overseas investment insurance by the China Export & Credit Insurance Corporation has been decreased from 0.467 to 0.42, while the reserve risk factor has been reduced from 0.605 to 0.545 [1] Group 2 - Insurance companies are required to enhance internal controls to accurately measure the holding period of stock investments and continuously improve long-term fund investment management capabilities [2] - Insurance companies must strengthen solvency management, accurately measure various risk capital requirements, and ensure that solvency data is true, accurate, and complete [2] - Any previous regulations regarding the aforementioned business risk factors that conflict with this notification will be superseded by this notification [2]