美议员提出“罗宾汉法案”，堵塞超级富豪“借钱避税”漏洞

Core Viewpoint - The proposed legislation, known as the "Robin Hood Act," aims to address a loophole in the tax law that allows ultra-wealthy individuals to accumulate liquidity while paying minimal federal income tax, with the goal of generating at least $276 billion in new revenue for social programs like universal childcare [1][2][3]. Group 1: Legislative Details - The legislation targets the practice of wealthy individuals borrowing against appreciated assets, such as stocks, to fund their lifestyles without triggering capital gains tax [3][4]. - It proposes a 20% consumption tax on loans and credit lines backed by capital assets, applicable to individuals earning over $400,000 or joint filers earning over $450,000, excluding certain types of loans like mortgages [4]. Group 2: Personal Impact and Motivation - Dan Goldman, the congressman proposing the bill, acknowledges that the legislation will increase his personal tax burden but believes it is necessary to creatively address wealth inequality [2][4].