利好来了！国家金融监督管理总局，重磅发布！

Core Viewpoint - The recent notification from the Financial Regulatory Bureau aims to enhance the solvency regulation standards for insurance companies, promoting the effective use of insurance funds as patient capital to better serve the real economy [1]. Group 1: Adjustments to Risk Factors - The risk factor for stocks held by insurance companies for over three years in the CSI 300 Index and the CSI Dividend Low Volatility 100 Index has been reduced from 0.3 to 0.27 [2]. - The risk factor for ordinary shares listed on the Sci-Tech Innovation Board held for over two years has been decreased from 0.4 to 0.36 [2]. - The premium risk factor for export credit insurance and overseas investment insurance by the China Export & Credit Insurance Corporation has been lowered from 0.467 to 0.42, while the reserve risk factor has been adjusted from 0.605 to 0.545 [3]. Group 2: Management and Compliance - Insurance companies are required to improve internal controls to accurately measure the holding period of investment stocks and continuously enhance their long-term capital investment management capabilities [4]. - There is an emphasis on strengthening solvency management, ensuring accurate measurement of various risk capital requirements, and guaranteeing that solvency data is true, accurate, and complete [5]. - Any previous documents that conflict with the current notification regarding the aforementioned business risk factors will be superseded by this notification [6].