利好来了！国家金融监督管理总局，重磅发布

Core Viewpoint - The recent notification from the Financial Regulatory Bureau aims to enhance the solvency regulation standards for insurance companies, promoting the effective use of insurance funds to support the real economy while managing risks and ensuring high-quality development [1]. Group 1: Adjustments to Risk Factors - The risk factor for stocks held by insurance companies for over three years in the CSI 300 Index and the CSI Dividend Low Volatility 100 Index has been reduced from 0.3 to 0.27, based on a weighted average holding period over the past six years [2]. - The risk factor for ordinary shares listed on the Sci-Tech Innovation Board held for over two years has been decreased from 0.4 to 0.36, determined by a weighted average holding period over the past four years [2]. Group 2: Export Credit Insurance Adjustments - The premium risk factor for export credit insurance and overseas investment insurance by the China Export Credit Insurance Corporation has been lowered from 0.467 to 0.42, while the reserve risk factor has been reduced from 0.605 to 0.545 [3]. Group 3: Internal Control and Management - Insurance companies are required to improve internal controls to accurately measure the holding period of investment stocks and continuously enhance their long-term capital investment management capabilities [4]. - There is an emphasis on strengthening solvency management, ensuring accurate measurement of various risk capital requirements, and maintaining the authenticity, accuracy, and completeness of solvency data [4].