国家金融监督管理总局：调整保险公司相关业务风险因子

Core Viewpoint - The National Financial Supervision Administration has issued a notification to adjust the risk factors related to insurance companies' business, aiming to enhance the solvency regulation standards and support the real economy effectively [1]. Summary by Sections Adjustments to Risk Factors - The risk factor for stocks held by insurance companies for over three years in the CSI 300 Index and the CSI Dividend Low Volatility 100 Index has been reduced from 0.3 to 0.27 [2]. - The risk factor for ordinary shares listed on the Sci-Tech Innovation Board held for over two years has been decreased from 0.4 to 0.36 [2]. - The premium risk factor for export credit insurance and overseas investment insurance by the China Export & Credit Insurance Corporation has been lowered from 0.467 to 0.42, while the reserve risk factor has been adjusted from 0.605 to 0.545 [2]. Internal Control and Management - Insurance companies are required to improve internal controls to accurately measure the holding period of investments in stocks and enhance the management capabilities of long-term capital investments [3]. - There is an emphasis on strengthening solvency management to ensure that all solvency data is true, accurate, and complete [3]. - Any previous regulations regarding the risk factors for the aforementioned businesses that conflict with this notification will be superseded by this notification [3].