保险公司多项业务风险因子下调

Core Viewpoint - The National Financial Regulatory Administration has announced a reduction in risk factors for various insurance company business operations, aimed at encouraging greater market participation and stabilizing the capital market [1] Group 1: Risk Factor Adjustments - The risk factor for stocks in the CSI 300 index and the CSI Dividend Low Volatility 100 index, held for over three years, has been reduced from 0.3 to 0.27 [1] - The risk factor for ordinary shares listed on the STAR Market, held for over two years, has been reduced from 0.4 to 0.36 [1] - The premium risk factor for export credit insurance and overseas investment insurance by the China Export & Credit Insurance Corporation has been lowered from 0.467 to 0.42, while the reserve risk factor has been reduced from 0.605 to 0.545 [1] Group 2: Internal Control and Management - Insurance companies are required to enhance internal controls, accurately measure investment holding periods, and continuously improve long-term fund investment management capabilities [1] - There is an emphasis on strengthening solvency management and accurately measuring various risk capital requirements to ensure the authenticity and completeness of solvency data [1] Group 3: Market Implications - Industry experts believe that the reduction in stock investment risk factors will encourage insurance companies to increase their market participation, thereby supporting the stability and activity of the capital market [1]