金融监管总局：金融租赁公司须核实承租人对租赁物的所有权，做好租赁物价值评估管理，严禁低值高估

Core Viewpoint - The Financial Regulatory Bureau has issued the "Management Measures for Financing Lease Business of Financial Leasing Companies" to regulate the operating behavior of sale-leaseback transactions and mitigate risks related to ownership defects and inflated valuations [1] Group 1: Due Diligence Stage - Financial leasing companies are required to verify the lessee's ownership of the leased asset and manage the valuation of the leased asset, prohibiting inflated valuations [1] Group 2: Review and Approval Stage - The amount of sale-leaseback transactions must not exceed the value of the leased asset, and companies must ensure the suitability of the leased asset, the authenticity of ownership transfer, and the legitimacy and reasonableness of the lessee's financing and usage needs [1] Group 3: Contract Execution Stage - Financial leasing companies must focus on monitoring and managing the use of funds to prevent misappropriation [1]