Bei Jing Wan Bao·2025-12-05 10:49Core Insights - CITIC Bank was awarded "Bank of the Year China 2025" by The Banker magazine, marking its second win after 2017, highlighting its significant role in the commercial and internationalization processes of China's banking industry [1][3] - CITIC Bank's brand value reached $16.95 billion, a 27.2% increase year-on-year, making it the financial institution with the highest brand value growth among mainland Chinese banks according to Brand Finance [1] Group 1 - The Banker praised CITIC Bank for its innovative practices addressing social issues and evolving customer needs, emphasizing its comprehensive product and service matrix across retail, corporate, and financial markets [2] - CITIC Bank has developed products like the "Pillar of Retirement" for elderly clients and the "Latte Plan" fixed-income product for younger customers, demonstrating a deep understanding of societal changes in China [2] - The bank has made significant strides in corporate services, including merger loans and underwriting for innovative enterprises, while also enhancing its AI capabilities through the "Cangjie" platform [2] Group 2 - The award reflects CITIC Bank's commitment to strategic transformation and operational management in a complex business environment, focusing on serving the real economy [3] - As of Q3 2025, CITIC Bank reported total assets of 9,898.128 billion yuan and a non-performing loan ratio of 1.16%, indicating stable asset quality [3] - For the first nine months of 2025, CITIC Bank achieved operating income of 156.598 billion yuan and net profit of 53.391 billion yuan, maintaining stable profitability [3] - CITIC Bank's ESG rating improved to the global best AAA level as per MSCI's September 2025 report [3] - Looking ahead, CITIC Bank aims to leverage this international recognition to maintain strategic focus and continue promoting high-quality development while contributing to social welfare [3]