充分发挥保险资金作为耐心资本的优势 国家金融监督管理总局调整保险公司相关业务风险因子

Core Viewpoint - The National Financial Regulatory Administration has issued a notice to adjust risk factors for insurance companies, aiming to enhance their ability to support the real economy and promote long-term capital investment [1][2]. Group 1: Adjustments to Risk Factors - The risk factor for stocks in the CSI 300 Index and the CSI Dividend Low Volatility 100 Index held for over three years has been reduced from 0.3 to 0.27 [1]. - The risk factor for ordinary shares listed on the Sci-Tech Innovation Board held for over two years has been lowered from 0.4 to 0.36 [1]. - The premium risk factor for export credit insurance and overseas investment insurance by the China Export & Credit Insurance Corporation has been decreased from 0.467 to 0.42, while the reserve risk factor has been adjusted from 0.605 to 0.545 [1]. Group 2: Impact on the Insurance Industry - The adjustments in risk factors are designed to cultivate patient capital and support technological innovation, thereby enhancing the insurance industry's service to the real economy [2]. - The notice encourages insurance companies to increase support for foreign trade enterprises and effectively serve national strategies [2]. Group 3: Internal Control and Management - Insurance companies are required to improve internal controls and accurately measure the holding period of stock investments, thereby enhancing their long-term capital investment management capabilities [3]. - The National Financial Regulatory Administration will guide insurance companies to implement the notice's requirements and improve their solvency management [3].