国家金融监督管理总局调整保险公司相关业务风险因子 充分发挥保险资金作为耐心资本的优势

Core Viewpoint - The National Financial Regulatory Administration has issued a notification to adjust risk factors for insurance companies, aiming to enhance their ability to support the real economy and promote long-term capital investment [1][2]. Group 1: Adjustments to Risk Factors - The risk factor for stocks in the CSI 300 index and the CSI Dividend Low Volatility 100 index, held for over three years, has been reduced from 0.3 to 0.27 [1]. - The risk factor for ordinary shares listed on the Sci-Tech Innovation Board, held for over two years, has been decreased from 0.4 to 0.36 [1]. - The premium risk factor for export credit insurance and overseas investment insurance by the China Export & Credit Insurance Corporation has been lowered from 0.467 to 0.42, while the reserve risk factor has been reduced from 0.605 to 0.545 [1]. Group 2: Impact on the Insurance Industry - The notification aims to cultivate patient capital and support technological innovation by differentiating risk factors based on holding periods for specific investments [2]. - The adjustments are intended to guide insurance companies to increase support for foreign trade enterprises and effectively serve national strategies [2]. - Insurance companies are required to improve internal controls and accurately measure the holding periods of their stock investments to enhance long-term capital investment management capabilities [2].