金融监管总局最新发布！这一业务迎来新规

Core Viewpoint - The new regulations for financial leasing companies aim to enhance their focus on core responsibilities, improve service quality for the real economy, and establish a comprehensive management framework for financing leasing operations [1][4]. Group 1: Regulatory Framework - The newly released "Management Measures for Financial Leasing Companies' Financing Leasing Business" consists of 8 chapters and 68 articles, covering all aspects of the financing leasing process from due diligence to risk management [1][2]. - The regulations will take effect on January 1, 2026, and are designed to guide financial leasing companies in their operations and risk management [1][4]. Group 2: Key Features - The regulations emphasize three main characteristics: focusing on core responsibilities, standardizing business management processes, and strengthening risk prevention measures [2][3]. - The focus on core responsibilities highlights the importance of leasing assets and direct leasing processes while also addressing other business types like sale-leaseback and operational leasing [2][3]. Group 3: Risk Management - The regulations provide detailed operational norms for the entire financing leasing process, categorizing risks such as credit risk, concentration risk, and operational risk, and proposing differentiated management requirements for each [2][3]. - Specific management requirements are outlined for various stages of the leasing process, including due diligence, contract execution, and post-lease management, to ensure compliance and mitigate risks [3]. Group 4: Industry Impact - The introduction of these regulations is seen as a significant step in aligning with the central government's financial work conference directives, aiming to enhance the unique "financing + asset" capabilities of financial leasing companies [3][4]. - The regulations are expected to improve the operational behavior of financial leasing companies, enhance risk management, and elevate the overall quality of financial services [4].