唐霁松：建议继续划转国有资本充实社保基金

Core Viewpoint - The report emphasizes the need for improving the social security fund system in China, advocating for a comprehensive approach to ensure the fund's safety and sustainability [1] Group 1: Social Security Fund Improvement - The former director of the Social Insurance Fund Regulatory Bureau suggests enhancing the actuarial system for social security funds [1] - There is a call for the continued transfer of state-owned capital to bolster the social security fund [1] - A long-term collection mechanism for the social security fund is recommended, along with a system for overall adjustment, value preservation, and safety supervision [1] Group 2: Development of Second and Third Pillars - The report advocates for a more coordinated development of the second and third pillars of the pension system [1] - It emphasizes the need for top-level design to clarify the functional positioning of these pillars [1] - The improvement of tax incentive policies is highlighted, particularly to allow multiple withdrawal methods for pension benefits [1] Group 3: Pension Products and Services - The introduction of more distinctive personal pension products is suggested to enhance service offerings [1] - Default investment services are recommended to facilitate participation in personal pension plans [1] - A comprehensive service system for personal pensions is proposed to ensure a full-chain service experience [1] Group 4: Long-term Assessment Mechanism - The establishment of a scientific, reasonable, and clearly defined long-term assessment mechanism for pension funds is emphasized [1]