Here’s Why You Shouldn’t Time the Market, According to Humphrey Yang

Core Viewpoint - Financial influencer Humphrey Yang emphasizes that consistent investing strategies are more effective than attempting to time the market, which can lead to missed opportunities and lower returns [2][6]. Group 1: Importance of Consistent Investing - Yang highlights that waiting for perfect market conditions can result in missed gains, citing an example where a friend missed a 15% gain by hesitating to invest in the S&P [2][4]. - A comparison of four investors over 20 years shows that even those with "bad timing" still achieved growth, reinforcing the idea that being invested is better than remaining on the sidelines [3][4]. Group 2: Risks of Holding Cash - Yang points out that keeping financial assets in cash leads to significantly lower returns compared to those who invest, indicating that cash is not always the best option [5][6]. - The message is clear: starting to invest, even in less-than-ideal conditions, is preferable to not investing at all, as long-term gains are more likely when one remains invested [6].