隆化联社 为县域经济高质量发展注入金融活力

Core Insights - The article highlights the proactive measures taken by the Longhua County Rural Credit Cooperative to boost local economic development through targeted financial services and innovative products [1][6]. Financial Empowerment in Cultural Tourism - Longhua County has developed five natural hot springs with a daily water output exceeding 7,000 tons and a maximum temperature of 98°C, rich in beneficial elements [2]. - The cooperative has launched a "Finance + Hot Spring Tourism" service model, creating a credit product matrix tailored to the needs of various stakeholders in the hot spring tourism industry [2]. - As of October, the cooperative has expanded its "Hot Spring Loan" to 98 hospitality businesses, with a total credit amount of 124 million yuan and actual usage of 99 million yuan [2]. Precision Support for Modern Agriculture - The cooperative has introduced the "Cattle Loan Treasure" product to address funding challenges for cattle farmers, serving 809 households with a loan balance of 349 million yuan [3]. - The cooperative provided 16 million yuan in non-repayable renewal loans to a major cattle farming company to support its new construction project [3]. - A total of 45 small and micro enterprises have benefited from non-repayable renewal loans amounting to 986 million yuan [3]. Agricultural Financing Innovations - The cooperative has developed a multi-tiered financial product system, including "Quick Agricultural Loans" and "Merchant Loans," to overcome financing barriers in rural areas [4]. - A total of 35 million yuan in loans for autumn grain purchases has been issued this year [4]. Support for New Citizens - The cooperative has introduced the "New Citizen Loan" to meet the diverse financial needs of new urban residents, providing 51 million yuan in loans to 240 new citizens as of October [5]. - Focused on supporting individual businesses and small enterprises in sectors like construction and catering, the cooperative has increased credit support for these key employment areas [5]. Future Outlook - The cooperative plans to continue innovating financial products and services, focusing on enhancing cultural tourism, upgrading agricultural industries, strengthening social welfare, and promoting regional collaboration for high-quality economic development in Longhua County [6].