Should We Work Longer for Our Son’s Inheritance?

Core Perspective - The article discusses the dilemma faced by a Reddit user regarding early retirement versus providing financial support to her son, highlighting the emotional conflict between personal desires and parental responsibilities [1][3]. Financial Situation - The original poster (OP) and her husband, both 48 years old, have a combined net worth of 8.1 million dollars, built through steady careers and a modest lifestyle [2]. - Their son is in college and will graduate debt-free, with additional funds for graduate school, alongside a stock account worth approximately 250,000 dollars [4]. Parental Support and Concerns - The OP feels guilty about considering retirement, fearing her son may struggle financially due to his choice of a low-salary career path, despite his hard work and commitment [5]. - The husband believes they have provided sufficient support, suggesting it is time for their son to become financially independent [5]. Emotional Conflict - The OP has already provided significant financial support, yet her emotional concerns about her son's future are impacting her ability to enjoy her own financial success [6]. - The article emphasizes that the OP does not need to delay retirement; instead, she can find a balance between enjoying her life and ensuring her son's financial security through planning and communication [7].