建行中山市分行:聚焦现代化建设 全面提升服务“十五五”新动能
Nan Fang Du Shi Bao·2025-12-07 23:09

Group 1 - The core idea of the news is the innovative financial services provided by China Construction Bank (CCB) in Zhongshan to support the development of technology startups and small foreign trade enterprises in the Greater Bay Area [2][3][5]. Group 2 - CCB has launched the "Technology Incubation Loan" to address the financing needs of early-stage technology companies, utilizing a flexible credit model that matches the funding requirements at different growth stages [3]. - The bank has successfully approved a loan of 10 million yuan for a startup focused on maternal and infant products, demonstrating its ability to convert government subsidies and tax data into credit [3]. - CCB's "Cross-Border Quick Loan" product provides timely financial support to small foreign trade enterprises, allowing them to access loans without collateral, thus alleviating cash flow pressures [4]. Group 3 - The collaboration between CCB and the Zhongshan Public Security Bureau has led to the creation of the "Greater Bay Area Credit Card Life Guide" service, facilitating cross-border consumption for residents [5]. - As of October this year, the issuance of the Greater Bay Area Mastercard has exceeded 6,000 cards, with over 5,000 new active users, indicating a growing adoption of this financial tool among residents [5]. - CCB aims to continue enhancing its financial services in the region, contributing to the establishment of a modern industrial system during the 14th Five-Year Plan period [5].