上海“十四五”工伤保险工作实现全面突破，为新业态“奔跑者”筑牢保障网

Core Viewpoint - Shanghai is advancing its work injury insurance system during the 14th Five-Year Plan, focusing on people-centered development and enhancing occupational safety for workers across various industries [1] Group 1: Pilot Programs and Coverage Expansion - Shanghai initiated a pilot program for occupational injury protection in July 2022, including platform companies like Meituan and Didi, with plans to expand coverage by July 2025 [2] - The city has included over 1.76 million new employment form workers in the protection scheme, providing medical treatment and economic compensation for occupational injuries [2] Group 2: Policy and Industry Focus - The city is expanding work injury insurance to more occupational groups, particularly in key industries such as manufacturing, construction, and logistics, supporting the development of the "Five Centers" and "3+6" key industry system [3] - A five-year action plan for work injury prevention was introduced in 2021, with a significant increase in prevention projects and training participants from 138,000 to 998,000 by the end of the 14th Five-Year Plan [3] Group 3: Rehabilitation System Innovation - In 2023, Shanghai revised its work injury rehabilitation management regulations and selected 12 hospitals as designated rehabilitation institutions, creating a diverse and high-quality rehabilitation service network [4] Group 4: Benefit Level Improvements - From 2021 to 2025, Shanghai is steadily increasing work injury insurance benefits, with monthly disability allowances rising by amounts ranging from 1,223 to 1,529 yuan depending on the severity of disability [5] - The city has implemented a phased reduction in work injury insurance rates for four consecutive years, lowering the baseline rate by 20%, resulting in a new range of 0.16% to 1.52% [5] Group 5: Digital Transformation and Cross-Province Services - Shanghai is leading a digital transformation in work injury insurance services, launching a self-service platform for labor capability assessment and online applications, enhancing service efficiency [6] - The city has initiated a pilot for direct settlement of work injury insurance across provinces, establishing an information platform for cross-province medical treatment [6]