Core Viewpoint - Guizhou Bank has faced significant regulatory penalties and legal issues due to violations related to loan management and corruption, indicating serious governance and operational risks within the institution [1][6][7]. Regulatory Penalties - Guizhou Bank's Zunyi Bozhou Branch was fined 300,000 yuan for illegal loan practices, and the branch manager was banned for life from the banking industry [1][4]. - In 2025, Guizhou Bank continued to receive fines, including 500,000 yuan for inadequate case prevention management and another 300,000 yuan for loan management failures [4][7]. Legal Issues - Former Chairman Li Zhiming was sentenced to 16 years and 6 months in prison for bribery and illegal loan issuance, with fines totaling 2.7 million yuan [6]. - Li's criminal activities spanned a decade, during which he facilitated loans totaling over 300 million yuan to ineligible companies, resulting in significant economic losses [6][7]. Loan Performance - Guizhou Bank's non-performing loan (NPL) ratio has increased for four consecutive years, reaching 1.72% in 2024, with the total NPL balance rising from 2.88 billion yuan to 5.958 billion yuan [6][7]. - The real estate sector's NPL ratio peaked at 40.39% in 2023, although it decreased to 11.58% in 2024, remaining the highest across all sectors [6].
贵州银行，陷“多事之秋”！