Medicare Part A Costs Are Rising in 2026. Here's What You Need to Know

Core Insights - Many seniors experience a decrease in living costs after retirement, but healthcare expenses, particularly Medicare costs, are expected to rise significantly [1] Medicare Part A Changes - In 2026, the inpatient hospital deductible for Medicare Part A will increase to $1,736 from $1,676 in 2025 [3] - The daily hospital coinsurance rate for days 61 through 90 of a hospital stay will rise from $419 in 2025 to $434 in 2026 [4] - For hospital stays exceeding 90 days, the daily coinsurance rate for lifetime reserve days will increase from $838 in 2025 to $868 in 2026 [5] Skilled Nursing Care Costs - The daily coinsurance rate for skilled nursing care will increase from $209.50 in 2025 to $217 in 2026, applicable for up to 100 days of extended care services [8] Financial Implications for Retirees - Many retirees rely primarily on Social Security benefits, making it crucial to have strategies to manage rising Medicare Part A costs, such as considering Medigap policies [9]