纽约联储消费者调查：通胀预期稳定 财务状况恶化

Core Insights - Consumer inflation expectations for the next year remain stable at 3.2%, slightly down from 3.24% the previous month [1] Group 1: Consumer Expectations - The expected change in healthcare costs has reached the highest level since the data series began in January 2014 [2] - The average expectation for unemployment over the next 12 months has decreased by 0.2 percentage points to 13.8%, the lowest since December 2024 [2] - A higher proportion of respondents reported that their current financial situation is worse compared to a year ago [2] Group 2: Price Expectations - Consumers expect gasoline prices to rise by 4.09% over the next year [2] - Food prices are anticipated to increase by 5.87% [2] - Medical expenses are expected to rise by 10.08% [2] - College education costs are projected to increase by 8.39% [2] - Rent is expected to rise by 8.27% [2] Group 3: Financial Strain - The proportion of consumers unable to make minimum payments in the next three months has increased from 13.1% in October to 13.7% [3]