交通银行河南省分行多措并举提升资产质量

Core Viewpoint - The Bank of Communications Henan Branch emphasizes integrating development and safety into its operations, continuously enhancing credit risk management and asset quality [1] Group 1: Risk Management Enhancements - The bank strengthens risk prevention capabilities by enforcing management responsibilities and establishing a mechanism for regular customer risk assessments [1] - It focuses on dynamic risk management in key areas such as real estate and local debts, utilizing a proactive approach to risk control [1] - The bank implements a tailored strategy for key corporate projects, accelerating asset disposal through resource integration and enhancing the effectiveness of bad debt management [1] Group 2: Bad Debt Disposal Strategies - The bank adopts a targeted approach for retail sectors based on asset quality characteristics, employing traditional tools like litigation and write-offs while promoting the securitization of individual loan bad debts [1] - Collaboration with external institutions such as courts and law firms is emphasized to optimize pre-litigation mediation processes [1] Group 3: Commitment to Economic Stability - The Bank of Communications Henan Branch aims to consolidate existing achievements and continuously improve risk management precision, positioning itself as a key player in supporting the real economy and maintaining financial stability [1]