重点领域风险化解将更加积极稳妥

Group 1 - The central political bureau meeting on December 8 emphasized the need to firmly guard against risks and actively and steadily resolve key area risks, continuing the approach outlined in the 14th Five-Year Plan [1] - In the real estate sector, short-term policies include ensuring the delivery of homes and optimizing financial policies, while long-term policies focus on establishing a new development model to alleviate accumulated risks [1] - As of the end of September, loans for "white list" projects exceeded 7 trillion yuan, supporting nearly 20 million housing units, an increase from over 16 million units in early May [1] Group 2 - The "6+4+2" debt resolution strategy is progressing steadily, with the scale of debt resolution funds exceeding the initially set target of 2.8 trillion yuan, indicating that local government debt risks are gradually being controlled [2] - The focus of debt resolution efforts in the coming year will be on building a standardized mechanism, with stronger coordination among debt resolution tools [2] - Financial regulatory authorities are supporting local governments in resolving risks in small and medium-sized financial institutions through various methods, resulting in a significant reduction in the number of high-risk small banks since 2019 [2]