华润信托党委书记、董事长胡昊： 信托业转型进入核心能力系统性重塑新阶段

Core Viewpoint - The trust industry is undergoing a significant transformation, entering a new phase of systematic restructuring of core capabilities, driven by a coherent policy framework that outlines a transition from classification to deep cultivation and quality enhancement [1] Group 1: Value Restructuring - The focus of value restructuring is to anchor on the essence of trusteeship, shifting from a previous emphasis on "profit creation" to a comprehensive upgrade that embodies the political and people-oriented nature of finance [1] Group 2: Business Restructuring - Business restructuring is essential for implementing value restructuring, guided by the new "three-category" regulations and the draft of the Asset Management Trust Management Measures, which provide a clear blueprint for deep cultivation in three major business areas [2] - In the asset management trust sector, the new regulations create a fair competitive environment, raising the bar for trust companies' investment research capabilities amid a low-interest-rate environment and increasing investor demand for stable returns, risk hedging, and long-term value [2] - The asset service trust sector aims to upgrade from single services to extended scenarios, while the public welfare and charity trust sector is developing a diverse service system supported by policies and practical exploration [2] Group 3: Organizational Restructuring - Organizational restructuring is necessary to meet transformation demands, focusing on enhancing four key capabilities: 1. Strengthening investment research capabilities to establish a shared mechanism for public and private investment research, aiming for comprehensive market coverage and cross-category synergy [2] 2. Enhancing operational service capabilities through optimized standard processes and extended service scenarios to improve efficiency in account management, fund settlement, and information disclosure [2] 3. Reinforcing risk management capabilities by embedding risk control into all aspects of business decision-making, product design, and post-investment management [2] 4. Boosting technological innovation capabilities by leveraging digital transformation to build intelligent service platforms and optimize system support [2]