Core Insights - The report from CICC highlights five key trends in the life insurance industry to watch for by 2026, indicating a shift towards high-quality development in the sector [1] Group 1: New Business Growth - New business continues to experience rapid growth, embracing the "deposit migration" and the "new era of health insurance" [1] Group 2: Cost and Value Dynamics - The rigid costs associated with new business are further declining, enhancing the persuasive power of new business value [1] Group 3: Product and Quality Diversification - The product structure of new business is becoming more diversified, with notable optimization in the business structure of high-quality companies, leading to differentiation in new business quality compared to peers [1] Group 4: Customer Segmentation and Operational Upgrades - The customer base is migrating upwards, providing an opportunity for the industry to upgrade and optimize its operational models and talent [1] Group 5: Competitive Landscape - The competitive landscape is concentrating around companies with strong life insurance operational capabilities [1]
中金：中国大陆保险行业正实质性走向高质量发展，优质公司的核心经营优势有望再度得以凸显
Di Yi Cai Jing·2025-12-08 23:45