公积金“政策礼包”精准入户 多子女家庭“住有优居” 额度提升惠及127户家庭，户均贷款额高出平均水平38%

Core Insights - The new housing fund policy in the city aims to support multi-child families by increasing the maximum loan limits for public housing funds, addressing their housing needs effectively [1][2] Group 1: Policy Details - The maximum individual public housing fund loan limit has been raised to 700,000 yuan, and the family limit to 1,000,000 yuan [2] - For multi-child families, additional support is provided: families with two children can receive an extra 200,000 yuan, while families with three or more children can receive an additional 300,000 yuan, allowing eligible three-child families to access loans up to 1,300,000 yuan [2] - In optimal scenarios, combining this policy with other incentives, the maximum loan amount for multi-child families can reach 2,100,000 yuan, significantly enhancing their home purchasing options [2] Group 2: Implementation and Impact - Since the policy's implementation, 127 multi-child families have applied for public housing fund loans, totaling 79.181 million yuan, with the highest loan amount being 1,300,000 yuan [2] - The average loan amount for these families is 38% higher than that of new home-buying families, demonstrating the policy's effective support for multi-child households [2] - The public housing fund center has streamlined the application process, allowing families to apply online with minimal documentation, enhancing accessibility to the policy benefits [3] Group 3: Rental Support - The policy also extends to rental assistance for multi-child families without their own homes, allowing them to withdraw public housing funds to pay rent, with a maximum monthly withdrawal of 2,600 yuan, totaling 31,200 yuan annually, which is higher than the standard for ordinary married families [3]