陇原聚力护小微

Core Insights - The establishment of a multi-level financing coordination mechanism aims to support small and micro enterprises in Gansu Province, enhancing their access to financial resources [1][2] Group 1: Financing Coordination Mechanism - A three-tiered financing coordination system has been created, involving provincial, municipal, and county levels to address issues such as information asymmetry and inaccurate matching in financing for small enterprises [2] - The provincial level has set up a working mechanism led by the executive vice governor and the vice governor in charge of finance, integrating data from various regulatory departments to create targeted outreach lists for enterprises [2] Group 2: Collaborative Financial Services - The collaboration between banks and insurance companies provides a dual support system of financing and risk control for small enterprises, exemplified by a customized loan of 2.3 million yuan for a local agricultural enterprise [3] - This "credit + insurance" model helps stabilize business expectations and reduces risk concerns for banks, enhancing the overall credit environment for small enterprises [3] Group 3: Regulatory Support - The financial regulatory authority has established leadership groups at all levels to implement a comprehensive service model that includes visiting enterprises, screening lists, and facilitating quick connections [4] - The implementation of a "duty exemption" system for small enterprises has seen a significant increase in exemption rates among local commercial banks, rising by 14 percentage points to 78.84% [4]