从“群众跑路”到“数据跑路”

Core Insights - The article highlights the successful implementation of a digital payment solution in the Chongqing and Chengdu agricultural cooperation zone, specifically in the Shuangchang Industrial Park, which has significantly improved payment efficiency for local farmers and businesses [1][2]. Group 1: Payment Solutions Implementation - The People's Bank of China (PBOC) in Yongchuan has introduced a comprehensive payment solution using aggregation codes to address the challenges of manual bookkeeping and reconciliation faced by merchants in the Shuangchang Industrial Park [1]. - A total of 2,374 merchants in the park have benefited from a cumulative reduction of 1.0276 million yuan in payment processing fees this year, effectively lowering operational costs for businesses [2]. Group 2: Digital Empowerment and Community Engagement - The PBOC has explored new digital empowerment paths by guiding local banks to implement a "mobile payment + volunteer service" model, which allows volunteers to assist local residents with small cash withdrawals using personal payment codes [2]. - The initiative has transformed the payment service process from requiring residents to travel to a more efficient data-driven approach, significantly enhancing the overall effectiveness of rural payment services [2]. Group 3: Elderly Accessibility and Support - The construction of the payment service demonstration zone emphasizes inclusivity, particularly for the elderly, by upgrading 22 bank outlets with user-friendly features and establishing a collaboration mechanism with local community committees [3]. - A total of 55 service activities have been conducted to assist elderly residents with payment services, including password modifications and social security card activations, ensuring that the benefits of digital payments reach all community members [3].