土疙瘩”变“金元宝

Core Viewpoint - The People's Bank of China Yunnan Branch is enhancing payment services in rural areas to support rural revitalization and improve the modernization of agricultural payment services through various initiatives. Group 1: Standardization Construction - The establishment of the first inclusive financial service station in Yunnan, located in the tourism village of Tu Guachong, serves as a model for similar stations in the region [2] - The bank is leading inclusive financial construction with standardized guidelines for rural financial service stations and community service stations [2] - A financial service circle is being created with a 15-kilometer network and a one-hour response time, providing a template for other rural financial service stations [2] Group 2: Optimization of Station Layout - The improvement of rural payment environments is evident, with all 3,637 rural bank branches connected to payment systems, significantly enhancing the speed of agricultural fund transfers [3] - The number of bank cards held per capita in rural areas is projected to reach 3.96 by September 2025, with 281,800 payment terminals deployed [3] - A total of 13,300 inclusive financial service stations have been established, facilitating 2.5852 million transactions worth 2.786 billion yuan from January to September [3] Group 3: Payment Chain Connectivity - The bank is focusing on enhancing payment systems in rural areas, creating a seamless connection between farmers, vendors, and consumers [5] - A one-stop payment service platform is being developed to integrate payment services into the entire agricultural supply chain, with over 600,000 farmers served and transaction amounts exceeding 1.8 billion yuan from January to September [5] - Various payment tools, including bank cards and mobile payments, are being offered to rural residents, with 962,600 bank settlement accounts opened by September 2025 [6] Group 4: Promoting Consumption - The bank is actively promoting local agricultural products to urban markets, leveraging payment systems to support consumption [6] - A total of 2.35 million government consumption vouchers have been issued, with 1.4 million redeemed, resulting in a consumption boost of 410 million yuan [6] - Various promotional activities are being organized to enhance the visibility of Yunnan's agricultural products and stimulate consumption in rural areas [6]