信托业转型进入核心能力系统性重塑新阶段

Core Viewpoint - The trust industry is at a critical juncture of policy empowerment and deep transformation, with a coherent and clear "policy combination" forming a transition blueprint from "classification regulation" to "deep cultivation and quality improvement" [1][3] Group 1: Value Restructuring - The value restructuring focuses on anchoring the essence of trusteeship, shifting from a past emphasis on "profit creation" to a comprehensive upgrade that practices the political and people-oriented nature of finance [1][3] Group 2: Business Restructuring - Business restructuring is closely tied to the new classification regulations, with the "three classifications" new regulations and the draft of the "Asset Management Trust Management Measures" providing a clear "blueprint" for business transformation [2][4] - In the asset management trust sector, the draft measures create a fair competitive environment for standard products, raising the requirements for trust companies' investment research capabilities amid a low-interest-rate environment [2][4] - The asset service trust sector aims to upgrade from "single service to scenario extension" [2][4] - The public welfare charity trust sector is showing a diversified development pattern supported by policies and practical exploration, forming a charity service system that covers diverse needs [2][4] Group 3: Organizational Restructuring - Organizational restructuring is necessary to adapt to transformation needs, focusing on strengthening four key capabilities: - Enhancing investment research capabilities by establishing a shared mechanism for public and private investment research, aiming for "full market coverage and cross-category linkage" [5] - Strengthening operational service capabilities through standard process optimization and service scenario extension to improve efficiency in account management, fund settlement, and information disclosure [5] - Enhancing risk management capabilities by embedding risk control into business decision-making, product design, and post-investment management [5] - Strengthening technological innovation capabilities by leveraging digital transformation to build intelligent service platforms and optimize system support [5]