香港积金局：强积金资产已增至1.5万亿港元 今年来净投资回报率约15%

Group 1 - The core point of the news is that the Mandatory Provident Fund (MPF) system in Hong Kong has reached 25 years of implementation, with total assets increasing to HKD 1.5 trillion and a net investment return rate of approximately 15% since early 2025 [1] - All types of funds under the MPF have recorded positive annualized investment performance, with stock funds and mixed asset funds, which account for 80% of total MPF assets, achieving average cumulative net returns of 2.4 times and 2 times respectively, translating to annualized net returns of 5% and 4.5%, outperforming the 1.8% annualized inflation during the same period [1] - The proportion of voluntary contributions from employees and employers has significantly increased, with 25% of total contributions in the first three quarters of this year being voluntary, nearly doubling compared to the same period ten years ago [1] Group 2 - The "MPF Easy" platform, launched in June last year, represents the most significant reform since the MPF's inception, with an increasing number of MPF schemes joining the platform, leading to notable fee reductions [2] - Once an MPF scheme joins the "MPF Easy" platform, the administrative fee cannot exceed the current level of 0.37%, benefiting over 10 million member accounts, which accounts for more than 90% of all member accounts [2] - The chairman expresses confidence that administrative fees can be further reduced in the future, allowing all plan members to benefit [2]