“金字招牌”信仰崩塌 浙金中心是怎样陷入“祥源系”违约风暴的？

Core Viewpoint - The trust in "Zhejiang Financial Asset Trading Center" (now "Zhejiang Zhejin Asset Operation Co., Ltd.") has collapsed after the "Xiangyuan System" products faced a crisis, leading investors to realize the risks associated with their investments [1][8]. Group 1: Company Background - Zhejiang Zhejin Asset Operation Co., Ltd. was established in December 2013 and initially had a strong state-owned background, which attracted investors due to perceived stability and government support [8]. - The company has undergone significant changes, with state-owned shareholders withdrawing and private enterprises, such as Hangzhou Minzhi Investment Management Co., becoming the largest shareholder [8][10]. Group 2: Investor Experience - Many investors, including those who invested millions, believed in the stability of the platform due to its state-owned background and were unaware that most products were from the "Xiangyuan System" [2][4]. - Investors reported that the expected annual returns for "Xiangyuan System" products ranged from 4.4% to 5.1%, with some products already overdue for payment [3][4]. Group 3: Product and Risk Awareness - The majority of products on the platform are linked to the "Xiangyuan System," with over 90% of the products being from this source, amounting to a trading scale exceeding 12 billion yuan [11]. - Investors expressed a sense of being in a "boiling frog" situation, where they did not notice the gradual changes in the company's operations and ownership structure, leading to a lack of awareness regarding the risks involved [3][4].