1.5万亿！首次突破

Group 1 - The total assets of the Mandatory Provident Fund (MPF) in Hong Kong have reached HKD 1.5 trillion, marking a significant milestone as it is the first time the total assets have surpassed this amount [1] - The net investment return rate from the beginning of 2025 to the present is approximately 15% [1] - The retirement protection coverage rate in Hong Kong has approached nearly 100% since the implementation of the MPF system, which previously covered only about one-third of the working population [2] Group 2 - As of October 2023, various fund types under the MPF have recorded positive annualized investment performance, with stock funds and mixed asset funds achieving average cumulative net returns of 240.5% and 201.3%, respectively [4] - The average annualized net return for stock funds is 5.0%, while mixed asset funds have an average of 4.5%, both outperforming the 1.8% annualized inflation rate during the same period [2][4] - The proportion of voluntary contributions to the total MPF contributions has increased to 25% in the first three quarters of this year, nearly doubling compared to the same period a decade ago [5] Group 3 - The Default Investment Strategy (DIS), introduced in 2017, has achieved an average annualized net return of 6.9%, significantly exceeding the inflation rate [6] - The introduction of the "MPF Easy" platform has streamlined and digitized the administrative processes of the MPF, allowing participants to manage their funds more conveniently [8] - The administrative fees for MPF plans that join the "MPF Easy" platform are capped at 0.37%, benefiting over 10 million member accounts, which accounts for more than 90% of the total member accounts [8]