招商信诺“菁英保”获评“2025年度领航保险产品”

Core Insights - The "Elite Insurance" by China Merchants Sinotrans has been recognized as an excellent case in the "21st Century Financial Competitiveness" awards, highlighting its status as a leading product in the high-end medical insurance sector [1][3] - The product has achieved a market share of over 30% in the group medical insurance premium scale by 2025, demonstrating its strong market position and innovative capabilities [1] Group 1: Product Features - "Elite Insurance" is a customized high-end medical insurance product designed to meet the health protection needs of corporate clients, covering both routine and major medical needs without restrictions from social insurance or DRG payment [2] - The insurance includes a wide range of coverage options such as basic medical insurance, emergency medical transport, maternity and childbirth insurance (optional), health check-up insurance (optional), dental insurance (optional), and ophthalmic insurance (optional) [2] Group 2: Service Advantages - The service framework of "Elite Insurance" emphasizes a comprehensive support system, including health assessments, expert appointments, global emergency rescue, chronic disease management, and 24/7 bilingual service, along with a rapid payment experience [2] - The product is backed by a global network of 2 million medical service providers and partnerships with over 70% of the top hospitals in Fudan University’s ranking, as well as a network of over 1,200 second-opinion specialists [2] Group 3: Cost Optimization - As a leader in managed medical insurance, China Merchants Sinotrans helps corporate clients optimize costs through medical network discounts, claims cost control, and precise risk assessment and underwriting [3] - The company offers services like video consultations and online medical rooms to significantly reduce registration and outpatient costs, along with a dedicated case management team to provide efficient treatment pathways and cost-effective solutions [3] Group 4: Market Recognition - The award received by China Merchants Sinotrans reflects its professional strength and market influence in the group health protection sector, showcasing the company's achievements in advancing its health strategy and building a "good doctor, good medicine, good experience" service system [3]