3 Great Reasons to Claim Social Security in 2026

Core Points - The article discusses the strategic decision of when to claim Social Security benefits, particularly focusing on the year 2026 as a potential filing year for individuals turning 62 or older. Group 1: Reasons to Claim Social Security in 2026 - Individuals turning 70 in 2026 should claim Social Security, as delaying beyond this age does not yield additional benefits and could result in financial loss [3][4]. - If retirement savings are sufficient to cover living expenses, claiming Social Security early can provide additional funds for personal goals, such as purchasing property or traveling [5][6]. - The decision to claim Social Security should consider both financial readiness and the potential impact on mental and physical well-being [7].