张广华：保险机构需实现从短期财务评价向长期价值评价的转型

Core Insights - The "2025 China Enterprise Competitiveness Conference" was held in Beijing on December 9-10, focusing on the role of insurance institutions in supporting new productive forces through comprehensive transformation and restructuring [3][7]. Group 1: Role of Insurance Institutions - Insurance institutions are urged to evolve from being mere risk protection providers to becoming comprehensive value companions and creators for new productive force enterprises [3][7]. - The risks faced by new productive force enterprises vary significantly across different stages: R&D, results transformation, and production, necessitating tailored insurance products such as guarantee insurance and credit insurance for R&D, and liability insurance and enterprise property insurance for production [3][7]. Group 2: Financial Support Mechanisms - Insurance institutions can provide full-cycle financial support, starting with early-stage funding through mother funds, angel funds, and science and technology innovation funds, and continuing with targeted financing options like strategic placements and industry funds as enterprises grow [3][7]. Group 3: Research and Evaluation System Upgrade - The upgrade of the investment research system is identified as a core support for empowering new productive forces, requiring a shift from traditional financial assessment to a comprehensive research mechanism that includes macro, industry, and technology research [4][8]. - A transition from short-term financial evaluation to long-term value assessment is essential for aligning with the development cycles of new productive force enterprises, thereby enhancing the long-term enabling role of capital [4][8].