“祥源系”理财产品审计报告被指“违规”，还有多份“查无此报告”

Core Viewpoint - The "Xiangyuan" financial products have been found to have audit report deficiencies, leading to early redemption after investor complaints to regulatory authorities [1][4]. Group 1: Audit Report Issues - Multiple "Xiangyuan" financial products were found to have audit reports that were not filed with the unified regulatory platform and lacked QR codes [1][3]. - The Zhejiang Provincial Finance Department confirmed that the audit reports from three accounting firms did not comply with regulations, marking them for strict supervision [3]. - According to industry insiders, unfiled audit reports lack validity and do not meet regulatory requirements, rendering them unreliable [3]. Group 2: Financial Transactions - The "Lishui Mingche" product involved a debt transfer contract with a principal amount of 100 million yuan, with a transfer price of 80 million yuan [1]. - The owner of Xiangyuan Holdings, Yu Faxiang, provided unconditional joint liability guarantees for the repayment obligations related to the financial products [2]. Group 3: Regulatory Compliance - The regulatory framework requires that audit reports be filed and assigned codes before being delivered to clients, as per the guidelines issued in September 2023 [3]. - The unified regulatory platform allows for verification of audit reports, but discrepancies between submitted reports and those in the system can lead to a "not filed" status [7].