鸿蒙生态金融领域加速突破 锚定“全场景”与“智能”

Core Insights - The development of HarmonyOS has gained significant attention, with over 27 million terminal devices for HarmonyOS 5 and 6, and daily new device additions exceeding 100,000. Daily application downloads or updates reach 88 million, with over 300,000 searchable applications and more than 10 million registered developers in the HarmonyOS ecosystem [1] Financial Industry Progress - The financial sector is rapidly adopting HarmonyOS, with over 1,000 financial applications launched on Huawei's app market, including major banks and insurance institutions. These applications cover essential services such as mobile banking, securities trading, and insurance [1] - Financial applications are not merely adapted to HarmonyOS but are deeply integrated with its innovative features, enhancing security, convenience, and intelligence. For instance, the HarmonyOS version of the Bank of Communications supports voice commands for quick transfers, while China Life Insurance allows voice inquiries for policy details [1] Multi-Device Integration - Various HarmonyOS financial applications are accelerating their integration across multiple devices, including smartphones, computers, tablets, and wearables. For example, Dongfang Caifu has successfully adapted its applications to HarmonyOS, enabling seamless collaboration across devices and enhancing the overall financial service experience [2] Intelligent Upgrades - The introduction of HarmonyOS application intelligent agents is a notable advancement. These agents can be activated by voice and provide timely, professional feedback by accessing underlying data and market information [2] Developer Support - Huawei offers three flexible development modes for developers to join the HarmonyOS intelligent agent ecosystem, including a no-code LLM mode, a visual workflow mode, and an A2A standard protocol for existing intelligent agents [3] - Huawei has initiated a 1 billion yuan "Tiangong Plan" to support AI ecosystem innovation, with individual intelligent agents eligible for cash incentives up to 750,000 yuan [3] Security Features - The security of financial applications is a critical factor driving the rapid development of HarmonyOS in the financial sector. HarmonyOS's unique security capabilities, such as the Hongmeng Star Shield architecture, enhance the safety and user experience of financial applications [4] - Collaboration with 23 financial institutions has led to the implementation of advanced security measures, including 3D ToF facial recognition for secure logins and FIDO-compliant biometric payment options [4] Future Directions - The future of HarmonyOS in the financial sector will focus on "full scene" and "intelligent" innovations, aiming to deepen the adaptation and optimization of financial applications across multiple devices and accelerate the application of AI intelligent agents in the financial domain [4]