上级动态 | 金融监管总局：调整保险公司投资相关股票的风险因子，培育壮大耐心资本

Core Viewpoint - The recent notification from the Financial Regulatory Bureau aims to enhance the solvency supervision standards for insurance companies, promoting the role of insurance funds as patient capital and improving service quality to the real economy [1][3]. Group 1: Adjustments to Risk Factors - The risk factor for stocks held by insurance companies for over three years in the CSI 300 Index and the CSI Low Volatility 100 Index has been reduced from 0.3 to 0.27, based on a six-year weighted average holding period [1][3]. - The risk factor for ordinary shares listed on the Sci-Tech Innovation Board held for over two years has been decreased from 0.4 to 0.36, determined by a four-year weighted average holding period [1][4]. - The premium risk factor for export credit insurance and overseas investment insurance by the China Export & Credit Insurance Corporation has been lowered from 0.467 to 0.42, while the reserve risk factor has been reduced from 0.605 to 0.545 [2][4]. Group 2: Future Guidance and Management - The Financial Regulatory Bureau will guide insurance companies to implement the notification's requirements, enhancing their long-term investment management capabilities and ensuring the accuracy and completeness of solvency data [1][3]. - Insurance companies are advised to improve internal controls, accurately measure stock holding periods, and continuously enhance their long-term investment management capabilities [3][5]. - There is an emphasis on strengthening solvency management and accurately measuring various risk capital requirements to ensure the authenticity of solvency data [5].