甘肃跨境结算迈入“分钟时代” 诚信企业享高效服务

Core Insights - Gansu Province has become the first in Western China to implement a facilitation policy for foreign exchange receipts and payments for quality enterprises, allowing 87 compliant companies to enjoy efficient cross-border trade settlement services with a cumulative amount of $60.4 billion [1][2] Group 1: Policy Implementation and Benefits - The People's Bank of China Gansu Branch has introduced over 40 measures to facilitate cross-border trade financing since the 14th Five-Year Plan, creating a business environment where "the more honest, the more convenient" [2] - The new policy significantly reduces the time required for cross-border trade payment processing from several days to just minutes for eligible enterprises, requiring only a single payment instruction instead of multiple documents [2] - Online processing has been enhanced, with 65 foreign exchange administrative licensing items now available online, leading to a 72% online business ratio and a 61% same-day completion rate [2] Group 2: Financial Growth and Support - Gansu's social financing scale has seen an average annual increase of over 240 billion yuan, with total new financing exceeding 1.2 trillion yuan since the 14th Five-Year Plan [3] - The loan scale has surpassed 3 trillion yuan, with an average annual growth rate of 6.4%, outpacing the growth of regional GDP [3] - Structural monetary policy tools have been effectively utilized, with 375 billion yuan allocated for agricultural and small business loans, marking an increase of 145 billion yuan compared to the previous five-year period [3] Group 3: Cost Reduction and Risk Management - The average interest rate for newly issued corporate loans in Gansu was 3.04% in September, a decrease of 2.2 percentage points from December 2020, representing a historical low [3] - Financial risk management mechanisms have been established to ensure early identification, warning, and resolution of risks, alongside accelerated reforms in small and medium-sized banks [3] Group 4: Infrastructure and Accessibility Improvements - Gansu has developed a "2+1" payment facilitation service system at key aviation ports to ease payment processes for foreign visitors [4] - 96% of bank branches in the province are equipped with barrier-free facilities, and all mobile banking apps and ATMs have undergone accessibility upgrades [4]