With Full Retirement Age For Social Security Changing, It’s Time To Buy These ETFs

Core Insights - The article discusses the implications of changes to Social Security, particularly the increase in full retirement age (FRA) from 66 to 67 for individuals born in 1960 or later, and the potential for further increases to ages 68 or 69 [3][8] - It emphasizes the importance of having a robust investment portfolio to supplement income, especially for those considering early retirement due to changes in Social Security benefits [4] Investment Opportunities - The Vanguard S&P 500 ETF (VOO) is highlighted for its instant diversification, tracking the S&P 500 index, and has provided investors with approximately a 15% return since inception, along with a low expense ratio of 0.03% [5][6] - The Vanguard Total Stock Market ETF (VTI) offers broader diversification beyond the S&P 500, including access to small and mid-cap companies, which may present significant growth opportunities [9]