江南农商银行：以金融绿笔绘就高质量发展生态长卷

Core Viewpoint - Jiangnan Rural Commercial Bank is pioneering green finance as a core strategy to support the national strategy of integrated development in the Yangtze River Delta, focusing on top-level design, innovative financial services, and low-carbon operations [1] Group 1: Strategic Foundation for Green Development - The bank has established a systematic green finance support system, forming a governance loop through top-level planning and departmental collaboration [2] - A green finance working leadership group was formed in 2017, with a dedicated committee in the board to review major strategies [2] - Green loans have seen a compound annual growth rate of 94% over the past three years, with a balance of 35.879 billion yuan as of September 2025, an increase of 10.087 billion yuan from the beginning of the year [2] Group 2: Innovative Solutions for Transformation Needs - Jiangnan Rural Commercial Bank addresses financing challenges in traditional industry transformation through product innovation, exemplified by a quick approval of a 20 million yuan loan for a chemical materials company to reduce energy consumption by over 10% [3] - The bank has developed a comprehensive financial support system for transformation, including innovative products like "Evergreen Loan" and "Smart Transformation Loan" that link environmental performance and financial services [3] Group 3: Building a Green Financial Ecosystem - The bank integrates green finance with technology and inclusive finance, providing 4.885 billion yuan in credit for 14 quality projects, expected to reduce carbon emissions by 1.0875 million tons annually [4] - The "Floating Forest" carbon-inclusive platform on mobile banking allows users to accumulate "carbon energy" through low-carbon behaviors, with 370,000 registered users and a daily peak of 25,000 active users [4] - Jiangnan Rural Commercial Bank's practices demonstrate its commitment to regional economic low-carbon transformation and aim to contribute more "Jiangnan experience" to the financial industry [4]