湖北发力支持生物多样性金融 三季度未贷款余额超3600亿

Core Viewpoint - The People's Bank of China Hubei Branch is guiding financial institutions to increase credit investment in biodiversity, with a target loan balance exceeding 360 billion yuan by the end of Q3 2025, representing a 34.3% increase from the end of 2024 [1][2] Group 1: Financial Initiatives in Biodiversity - The Hubei Branch has implemented a trial plan for biodiversity financial standards, integrating resources and establishing a project database for financial institutions to connect with biodiversity projects [2] - A collaborative effort with various departments has led to the establishment of a climate data sharing mechanism and the implementation of an ecological environment-oriented development (EOD) project management regulation, resulting in 30 projects receiving credit totaling 24.7 billion yuan [2] Group 2: Sustainable Forestry and Water Ecology - Financial institutions are exploring a "forest rights mortgage + industrial upgrade" model to integrate ecological protection with industrial development, supporting projects like the transformation of low-yield tea gardens and the establishment of medicinal herb bases [3] - Innovative financing models in water ecology, such as "water ecological + specialty credit," have been introduced, including the first nationwide loan linked to sewage treatment volume, amounting to 58 million yuan [3] Group 3: Integration of Financial Services in Agriculture and Tourism - In sustainable agriculture, a model combining financial empowerment, germplasm protection, and industrial income has been developed, with significant credit support for projects like the "Zhi Gui Zong Orange" initiative [4] - The tourism sector is also benefiting from financial support, with loans provided to enhance ecological tourism, including a dedicated loan for the homestay industry that has supported over 540 operators with 180 million yuan [4] Group 4: Government Support and Subsidy Mechanisms - Local governments are establishing biodiversity loan subsidy mechanisms to encourage financial institutions to increase lending in this area, with initiatives like the "Green Development Loan" policy providing interest subsidies for forestry enterprises [5] - The Hubei ecological environment rights trading platform has facilitated access to financial subsidies for 223 enterprises, with total loan support amounting to 3 billion yuan [5]