让每一栋房屋 “有人盯、有人管、有人跟进”

Core Viewpoint - A transformative initiative led by China Pacific Insurance is addressing housing safety issues in Hunan, utilizing a combination of technology, insurance, and inspection services to enhance safety measures for over 36,000 buildings, ensuring early detection and resolution of potential hazards [1][2]. Group 1: Innovation in Housing Safety Management - The traditional approach to housing safety management in China has been reactive, often only addressing issues after severe damage occurs, leading to potential loss of life and property [2]. - China Pacific Insurance's "Insurance + Technology + Inspection Services" model creates a comprehensive safety management system that emphasizes prevention, control, and compensation, shifting from passive responses to proactive risk management [2][3]. - The "Wanshang Cloud - Housing Steward" dynamic monitoring system provides each insured building with a unique electronic health record, tracking 46 core indicators and updating risk levels in real-time [2][3]. Group 2: Practical Implementation and Results - In specific areas like Changsha County, timely repairs and reinforcements were conducted on 32 buildings identified with safety risks, effectively mitigating potential hazards [3]. - A dedicated team of nearly 200 professionals has conducted inspections on 23,600 buildings since 2025, ensuring consistent monitoring and management of housing safety [3]. Group 3: Technological Empowerment - The initiative employs a "drone + housing scanning + manual inspection" system to enhance the efficiency and accuracy of safety inspections, overcoming limitations of traditional methods [4][5]. - Drones equipped with advanced imaging technologies create aerial digital records of buildings, while ground-based smart devices accurately identify hidden risks, transforming the inspection process into a more scientific and precise operation [4][5]. Group 4: Future Directions - China Pacific Insurance plans to integrate artificial intelligence into its monitoring platform to enhance data analysis and risk prediction capabilities, aiming for more precise safety measures [5]. - The service scope will expand from self-built houses to include urban high-rise buildings and historical structures, broadening the impact of the "Technology + Insurance" safety network [5].